Open-end loan
- Access funds when you need them: Use the funds however you want, whenever you need.
- Competitive, low variable rate: Save money with our low, variable interest rates.
- No annual fees:1 Enjoy the freedom of no hidden costs.
- Easy access: Get cash advances through online banking with ease.
A Safety Line of Credit is a flexible, unsecured, open-end loan2 designed to meet your financial needs. Whether it’s for home improvement projects, debt consolidation, or unexpected emergencies, you can use your credit line without exceeding the approved limit.
Common uses include:
- Home improvements
- Debt consolidation
- Emergency expenses
- Tax payments
- Business opportunities
| Annual Percentage Rate (APR) Variable Rate |
Term (up to) |
|---|---|
| 11.99% - 18.00% | N/A |
Subject to credit approval.
Safety Line rates are based on the Prime Rate as reported in the Wall Street Journal, "plus" a margin between 4.24% and 14.24%. Actual rate will be determined by applicant's credit history. Annual Percentage Rate (APR) is subject to change without prior notice.
1$0 in fees
2Representative Example: A $2,500 Safety Line Loan financed at 11.99% APR with an estimated payoff of 18 months would result in 18 monthly payments of $153.13. Your credit history and loan qualifications may result in a different interest rate and payment.