Find the Card That’s Right for You
PREDICTABLE FIXED RATE
Classic Visa®
1/2% Cashback Rewards
Build your credit. A good credit score will qualify you for better loan rates. Start with Classic.
FIXED RATE
Platinum Visa®
1% Cashback Rewards
Get the perfect combination—a low rate, cashback on every $1 you spend and Visa’s new purchase protections.
PREMIER BENEFITS
Visa Signature®
2% Cashback Rewards
Choose the Signature card for premier rewards, benefits and services exclusive to this card.
Rate/Charge |
Classic VISA Card |
Platinum VISA Card |
Signature VISA Card |
|---|---|---|---|
| Annual Percentage Rate (APR) for purchases | 8.99% - 16.99% |
15.49% - 17.99% |
|
| APR for Balance Transfers | |||
| APR for Cash Advances |
Quick Benefits Guide
| Benefit | Classic | Platinum | Signature |
|---|---|---|---|
| Unlimited Cashback Rewards | X | X | X |
| Visa Zero Liability Protection | X | X | X |
| Auto Rental Collision Damage Waiver | X | X | X |
| Hotel Theft Protection | X | X | X |
| Lost Luggage Reimbursement | X | X | X |
| Price Protection | X | X | X |
| Purchase Security & Extended Protection | X | X | X |
| Return Protection | X | X | X |
| Travel Accident Insurance | X | X | X |
| Travel & Emergency Assistance | X | X | X |
| Cellphone Protection | X | ||
| Rideshare Protection | X | ||
| Travel, Dining & Retail Offers and Discounts | X | ||
| 24/7 Visa Signature Concierge3 | X |
Set Alerts to Stay Safe
The FireFirstCard app notifies you of purchases that might signal fraud.
Plus, all our cards have fewer fees2—no annual, balance transfer, cash advance or foreign transaction fees.
View complete Benefits Guide for Visa Classic and Platinum Cards.
View the Visa Signature Benefits Guide.
Subject to credit approval.
1Certain restrictions, limitations, and exclusions apply. Refer to full program terms and conditions to confirm specific coverage levels.
2Classic Visa 11.99% APR (Annual Percentage Rate). Platinum Visa (fixed rate) 8.99% - 16.99% APR, when you open your account based on credit worthiness. Visa Signature® (variable rate) 15.49% - 17.99% APR, when you open your account based on credit worthiness.
3Cardholders are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on cardholders’ behalf.