A Signature Loan is a loan that is not secured by collateral. In contrast to a credit card, a signature loan offers a fixed term with set monthly payments. It is an affordable way to help you cover expenses. And for some, it is preferred over a credit card because of its fixed monthly payment and term so you know exactly when it will be paid off. You can use it for almost any purpose, whether you need it for an unexpected expense, pay taxes or tuition or just want to pay off higher-interest debt.
• Rates as low as 9.24% APR*
• Terms up to 60 months
• No prepayment penalties
• Fixed Rates – lock in a low rate for the loan term
• Fixed Payments – makes budgeting easy
• No collateral needed
This unsecured loan features a fixed payment which can be repaid over a shorter term.
*APR="Annual Percentage Rate". Rate is based on term and applicant credit history, and is subject to change without prior notice. Loans are subject to credit approval and to Credit Union policies and procedures. This offer cannot be combined with any other discounts. Representative example: A $5,000 Signature Loan financed at 10.24% for a term of 60 months would result in 60 monthly payments of $106.83. Rates effective 1/1/19 and are subject to change.