Join Us, Virginia
Firefighters First Credit Union serves professional firefighters and their families exclusively with a full range of financial products and services.
We Work with You and for You
Personalized, unmatched service—from Harrisonburg to Virginia Beach!
When we say we know the Fire Family better than anyone else, we mean it. We’re founded by firefighters, for firefighters.
- 24/7 access with online and mobile banking
- 30,000 surcharge-free ATMs in our CO-OP Network
- Nearly 5,000 Shared Branches nationwide
- ATM surcharge fee reimbursement1
- Mortgage and loan products with easy online applications, less paperwork and quick decisions
Get better banking
- Pay virtually no fees
- Find some of the most competitive rates
- Enjoy exclusive member perks
- Receive annual profit sharing*
Check out your New Member Benefits:
- Earn $2502 when you open a checking account with direct deposit
- 0.75% Annual Percentage Yield (APY) dividend rate bump on any share certificate3
- Take a 0.50% APR NEW MEMBER DISCOUNT4 on any fixed-term loan
- Receive a FREE REVIEW5 of your deferred comp, 401(k) and college savings plans
- Get a FREE INSURANCE CHECK-UP6 of your coverage
We Have Members in Fire Stations across Virginia:
Chesapeake Fire Department
Chesterfield Fire Department
Henrico County Fire Department
Loudoun County Fire & Rescue
Virginia Beach Fire Department
Richmond Fire Department
*Annual Profit Sharing is at the discretion of Firefighters First Credit Union Board of Directors.
NMLS ID #649058. Mortgages available in Arizona, California, Colorado, Hawaii, Idaho, Montana, Nevada, New Mexico, Oregon, Tennessee, Texas, Utah and Washington.
APR = Annual Percentage Rate.
For mortgages in all other states click here
1ATM rebate program details: Firefighters First Federal Credit Union will reimburse you up to $10 per transaction on your first five (5) ATM surcharges per calendar month, when using your Firefighters First debit card. Fees will be reimbursed the same day unless your ATM withdrawal is after 3:00 pm (PT). Withdrawals after this time or on a non-business day will post on the next business day along with the fee reimbursement. To qualify for this program, you must have a combined direct deposit total of at least $1,000 per month for at least two (2) consecutive months ongoing and you must make your ATM withdrawal from your Firefighters First personal or business account.
2Offer limited to new Firefighters First Credit Union members only, valid for twelve (12) months from the opening date of membership. Spousal accounts are excluded. Minimum of $1,000 per month in direct deposits for two (2) consecutive months is required to receive the $250 incentive. Incentive will be paid within 90 days following the second consecutive month of at least $1,000 in direct deposits. Incentives are considered taxable income and may be reported on IRS Form 1099-INT. Rates subject to change after account opening. Fees may reduce earnings on account. No minimum balance required to open the account.
3APY= Annual Percentage Rate and is accurate as of the last dividend declaration date. Offer limited to new Firefighters First Credit Union members only and is valid for twelve (12) months from the opening date of membership. Spousal accounts are excluded. A limit of one dividend rate bump per household. 0.75% dividend rate bump applies to all share certificate accounts. The dividend rate and APY are subject to change without notice. Firefighters First Share Certificate: Dividends are compounded monthly and credited monthly. A penalty for early withdrawal may be imposed.
4Offer limited to new Firefighters First Credit Union members only and is valid for one (1) year (12 months) from the opening date of membership. Spousal accounts are excluded. A limit of one discount per household. 0.50% APR loan discount applies to all fixed consumer loans including: autos, motorcycles, boats, motor homes, travel trailers, dirt bikes, ATVs, and signature loans. Excludes VISA® credit cards, mortgages, lines of credit, and share-secured loans. All loans are subject to credit approval and are subject to Credit Union policies and procedures.
5Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.
6Firefighter Insurance Services (license #0G87848) is not insured by NCUA.