Now is the time to take advantage of the low interest rates on a Home Equity Line of Credit! 

Enjoy a 2.99% APR* HELOC to jump-start your plans.

Getting ready to do a little remodeling?  A Home Equity Line of Credit (HELOC) is a great way to get those changes funded at a lower interest rate than say a credit card and may even be a tax write off**.


  • 90% Loan-to-Value vs other lenders that only go to 80% LTV
  • No closing costs
  • Owner occupied properties
  • 5% Interest Rate Floor
  • 2% Annual Cap; 16% max lifetime annual percentage rate
  • Review period - 6 months
  • Early closure fee - $500 if closed within the first 3 years
  • Tied to Wall Street Journal prime rate margin 1.75

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*Annual Percentage Rate. 2.990% APR requires full Direct Deposit and is an introductory rate that will become fully indexed after (6) six months.

Terms and Conditions Apply. FIREFIGHTERS FIRST CREDIT UNION RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident and meet Firefighters First Credit Union underwriting requirements. Minimum Home Equity Line of Credit amount is $10,000. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates of 5%-16% and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. This information is current as of 3/30/17, and is subject to change. NMLS #649058.

**Consult a tax advisor regarding the deductibility of interest.

Firefighters First Credit Union

"Started in 1935, our purpose is to improve the financial lives of firefighters and their families."

- Firefighters First Credit Union

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© Copyright 2017 Firefighters First Credit Union. All Rights Reserved.
*An Extraordinary Dividend Bonus or an Interest Refund may be declared at the discretion of the Firefighters First Board of Directors at year-end.

NCUA and Equal Opportunity Lender

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