Ready to buy a home or refinance your existing loan?

Can't decide between the steadiness of a 30-year fixed mortgage or the low rate of an Adjustable Rate Mortgage? That's OK!

We have you covered with our 7/1 ARM* at 3.375%:

  • Affordable monthly payments
  • Loan amounts up to $1 million**
  • Rate adjusts after first 7 years, then yearly after that***

Apply Now



NMLS ID # 649058  

Mortgages available in Arizona, California, Colorado, Hawaii, Idaho, Montana, Nevada, New Mexico, Oregon, Texas (1st TD only), Utah, and Washington.

*Rate effective 6/26/19. 7/1 payment example for a $350,000 loan, with a 3.375% rate, 4.011% APR, the first 84 payments of $1,547.34. Your fixed/adjustable rate loan of $350,000 for 30 years has a starting payment of $1,547.34. Your interest rate remains fixed at 3.375% for 84 months. At the 85th month your rate will be no more than 5.375% with a payment of $1,875.42. Future adjustments of no more than 2% adjustment every 12 months. Your highest monthly payment at 8.375% would be $2,402.25 which is based on your original balance of $350,000. Rates are subject to change without prior notice. Index rate is the Five Year Treasury Constant Maturity at 1.98% and the margin is 2.25% - the floor is also 2.25%
**Both conforming loan programs ($500, 550) and jumbo programs available.
***Rate adjusts after the first 7 years then has a maximum of 2% rate change per year, each additional year and no more than 5% over the life of the loan.

Loan rates are based on term and applicant credit history. All loans are subject to credit approval and are subject to Credit Union policies and procedures. Rates are subject to change without prior notice. For current rate information, please call (800) 231-1626.

Sign Up for Online Banking

Ready to sign up for OnLine Banking? Follow these instructions or give us a call at 800.231.1626

  • Log in to Online Banking at the top of the page by using your member number and the last four digits of your SSN, or if it is a business, the last four digits of your tax ID as your temporary password. You will be prompted to change your PIN through this process.
  • Confirm personal account information and accept the disclosure agreement.
  • Create a secure Username and Password for OnLine Banking.
  • Verify your identity by receiving and entering your One Time Passcode.
  • Select "Yes, register my private computer" if you are using a private home computer, or "No, this is a public computer" if using a public or shared computer (work, library, internet café).
  • Keep your personal User Name and Password private and confidential for future use.

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Still having trouble accessing online banking? Give us a call at 800.231.1626.


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