Predatory Lending

Predatory lending is any lending practice that imposes unfair or abusive loan terms on a borrower. It is also any practice that convinces a borrower to accept unfair terms through deceptive, coercive, exploitative or unscrupulous actions for a loan that a borrower doesn’t need, doesn’t want or can’t afford. By definition, predatory lending benefits the lender, and ignores or hinders the borrower’s ability to repay the debt. These lending tactics often try to take advantage of a borrower’s lack of understanding about loans, terms or finances.


Presentation

Identify abusive or unfair lending practices in this quick presentation.


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Handout

You have lending alternatives. Learn more in this 1-page handout.


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Firefighters First Credit Union

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