Credit Cards

Our VISA® Card options let you earn rewards and enjoy low interest rates. Either way, you win with a VISA® Credit Card from Firefighters First Credit Union!


Our Platinum, Business Platinum and CPF VISA® Rewards Cards are ideal for anyone who prefers to use a credit card frequently while making everyday purchases. With UChoose Rewards® you can earn 1 point per $1 spent. Shop like you normally would and watch the rewards add up. Then, redeem your points for exciting options like the latest electronics, trendy clothing, airline tickets – and more!

Platinum Visa, Business Platinum Visa and CPF/PFFAZ Platinum Visa credit cards

  • Earn 1 point for every $1 spent using the Credit card
  • Points may be combined across accounts (business & personal)
  • Rewards Redemption OPTION: Members can redeem points for cash back, which will show as a credit on your card statement (which is like making a payment)
  • To manage your Rewards, visit


Your Security, Guaranteed.

Your Firefighters First credit card now includes chip-enabled technology. You'll enjoy greater security when making purchases at a chip-enabled terminal since the chip provides better protection against counterfeit fraud.


Easy To Use

Use your credit card to make transactions at the same places you do today. For merchants who have chip-enabled terminals, insert your card and approve your purchase. Otherwise – swipe your card as you normally would.

Accepted Anywhere

Chip-enabled terminals are coming to stores throughout the U.S. so you'll be ready to use your card when you see the new terminals. You’ll enjoy greater acceptance when traveling, as chip cards are common in over 130 countries around the world, including Canada and the United Kingdom.

Visa Balance Transfer

  • Lower your credit card payments!
  • Open a Firefighters First credit card today and transfer your balance from a high interest rate credit card
  • Firefighters First credit cards have no annual fee, no balance transfer fee and no increased rate for balances transferred.


Apply for a Firefighters First credit card today!


Download the Card Valet app before travelling. If you happen to be travelling internationally, you may also submit a travel form through online banking or call 800-231-1626 and follow prompts to general card inquiries.

No Foreign Transaction Fees


We have your back. Our members like to travel and we wanted to provide you with the best credit card to take with you.

  • No foreign transaction fees on Firefighters First Visa® Credit Cards
  • Earn reward points on all Platinum Visa® transactions
  • Easy to do cash advance with available credit and no additional fees
  • Freeze your card and/or set location tracking through CardValet®*
  • Load your card in your Digital Wallet for even more secure transactions when traveling

No Foreign Transaction fees have $0 fees. Classic Visa 11.99% APR. Platinum Visa 8.99% - 16.99% APR, when you open your account based on credit worthiness.

Important Reminder:
Please notify Firefighters First Credit Union prior to traveling internationally to ensure your credit cards do not get blocked. It is strongly recommended that you provide your itinerary prior to traveling so your card can remain active and available for use abroad. 

* You'll need to install the CardValet® on your smartphone or tablet to receive Credit and Debit Card alerts and notifications. A smartphone or tablet is required to use the CardValet® service.

Apply Now

Useful Links
» Check Rates
» View Visa Card Guide to Benefits
» Click here for more information about our business credit cards.
+ Card Agreement

Sign Up for Online Banking

Ready to sign up for OnLine Banking? Follow these instructions or give us a call at 800.231.1626

  • Log in to Online Banking at the top of the page by using your member number and the last four digits of your SSN, or if it is a business, the last four digits of your tax ID as your temporary password. You will be prompted to change your PIN through this process.
  • Confirm personal account information and accept the disclosure agreement.
  • Create a secure Username and Password for OnLine Banking.
  • Verify your identity by receiving and entering your One Time Passcode.
  • Select "Yes, register my private computer" if you are using a private home computer, or "No, this is a public computer" if using a public or shared computer (work, library, internet café).
  • Keep your personal User Name and Password private and confidential for future use.

Having trouble accessing your accounts?

Try these troubleshooting tips:

Still having trouble accessing online banking? Give us a call at 800.231.1626.


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