Discover the benefits of our flexible checking accounts designed to meet your everyday financial needs. Enjoy convenient access, no monthly fees, and exceptional member service tailored just for you.
Enjoy the Rewards of eChecking
eChecking1 accounts are a great choice for those who write limited checks, utilize online payments, and want to save by earning 0.50% unlimited cashback on all purchases.
0.50% Unlimited Cashback
5 Free Checks a Month
All Electronic Statements
Why Choose Our Checking Accounts?
- No Monthly Fees: Keep more of your money with no monthly maintenance fees.
- Convenient Access: Access your funds easily with online banking, a mobile app, and a nationwide ATM network.
- Enhanced Security: Benefit from advanced security features to protect your account.
- Personalized Service: Enjoy the exceptional service that comes with being a member of our credit union.
- Move Money Easily: Make sending and receiving money fast with Zelle®.
Types of Checking We Offer:
Whether you prefer electronic transactions or the traditional feel of checks, we offer two types of Checking Accounts: eChecking and Ready Checking.
| eChecking1 | Ready Checking2 | |
|---|---|---|
| Monthly Service Fee | N/A | N/A |
| Checks | Up to 5 a month; $2 per additional check | Unlimited |
| Statements | Electronic Statements | Paper or Electronic Statements |
| Debit Card | Free | Free |
| Cashback Rewards | Earn 0.50% unlimited cashback on purchases | N/A |
| Earn Dividends | N/A | 0.05% APY |
| Move Money | Zelle® | Zelle® |
| ATM Access |
Access 30,000 no fee CO-OP network ATMs Use any bank ATM and get reimbursed for up to 5 surcharge fees a month 3 |
Access 30,000 no fee CO-OP network ATMs Use any bank ATM and get reimbursed for up to 5 surcharge fees a month 3 |
| Account Access | Online, mobile app and in-branch | Online, mobile app and in-branch |
| Open Account | Open Account |
More Account Information
- Open your new checking account: log in to online banking, call (800) 231-1626 or visit your local branch
- Activate your new debit card
- Take advantage of your Visa® debit card benefits, see the Guide to Benefits
- View our Cardholder Agreement
Frequently Asked Questions
Opening an account is simple. Click Open Your Account Today to get started online or visit any of our branches.
No, our checking accounts come with no hidden fees. Be sure to review the account terms for more details.
Your first set of checks are free and it is easy to order additional checks through online banking.
Checks are always free of charge for members over 50 years of age and Medal of Valor recipients.
- Log in to online banking
- Go to Quick Link in the main navigation
- Select Order Checks
Firefighters First Credit Union permits one type of checking account product per member; however, you may open as many of the same type as you wish. If you already have a Ready Checking, feel free to open additional Ready Checking Accounts. Additional eChecking accounts can be opened if you already have eChecking. If you do not know what type of checking account you currently have or would like to update the type of checking account you have, please Contact Us for further assistance.
Click here for Zelle® Terms of Service. Firefighters First Credit Union Members must be 18 or older to utilize this product.
1eChecking account requirements: You may not have a Ready Checking account while maintaining an eChecking account, up to five checks may be written per month ($2.00 fee per check applies thereafter), and the account does not earn dividends. In addition, enrollment in eStatements is required, and all account notices and various promotional materials will be sent electronically. Fees may reduce earnings on account. No minimum balance required to open the account.
2Ready Checking: APY (Annual Percentage Yield) is 0.05%. Rate is subject to change after account opening. APY is accurate as of March 1, 2020 Fees may reduce earnings on account. No minimum balance required to open the account. Dividends will be compounding monthly and will be credited monthly. IMPORTANT NOTICE for Ready Checking account holders – If you have an ACH, direct deposit, bill payment, periodic payment, or other automatic transfer to/from your Ready Checking account, we'll automatically switch them to/from your new eChecking account. To prevent any transfers from being rejected, do not add any new transfers to your Ready Checking account.
3ATM rebate program details: Firefighters First Federal Credit Union will reimburse you up to $10 per transaction on your first five (5) ATM surcharges per calendar month, when using your Firefighters First debit card. Fees will be reimbursed the same day unless your ATM withdrawal is after 3:00 pm (PT). Withdrawals after this time or on a non-business day will post on the next business day along with the fee reimbursement. To qualify for this program, you must have a combined direct deposit total of at least $1,000 per month for at least two (2) consecutive months ongoing and you must make your ATM withdrawal from your Firefighters First personal or business account.